{"id":16070,"date":"2025-09-05T07:59:41","date_gmt":"2025-09-05T07:59:41","guid":{"rendered":"https:\/\/www.profion.de\/?p=16070"},"modified":"2025-09-11T07:58:07","modified_gmt":"2025-09-11T07:58:07","slug":"servus-27","status":"publish","type":"post","link":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/","title":{"rendered":"Servus #27"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-ast-global-color-2-color has-text-color has-link-color wp-elements-b74433c9fd20e4c9576c41977cbbfc95\">August 2025<\/h2>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-6-color has-text-color has-link-color has-large-font-size wp-elements-8f7f2bb169b33a68ca3f2ad8fc6b2a8d\" id=\"Taxes\" style=\"font-style:normal;font-weight:700;text-transform:none\">Table of Contents<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#1\">Growth with Side Effects: Why Headcount Matters in German Employment Law<\/a><\/li>\n\n\n\n<li><a href=\"#3\">Communication with Social Insurance Providers: What Employers Need to Know<\/a><\/li>\n\n\n\n<li><a href=\"#4\">Closing Creditworthiness Gaps for International Employers in Germany<\/a><\/li>\n\n\n\n<li><a href=\"#5\">Pension Reform in Germany: \u201cM\u00fctterrente\u201d and the Stability Line<\/a><\/li>\n\n\n\n<li><a href=\"#6\">Long-Term Care Insurance Under Pressure<\/a><\/li>\n\n\n\n<li><a href=\"#7\">Restart of the Occupational Pensions Strengthening Act II<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-2-color has-text-color has-link-color wp-elements-76bc0a640420a59b5e003c6350f0efc4\" id=\"1\"><a href=\"#1\"><strong>Growth with Side Effects: Why Headcount Matters in German Employment Law<\/strong><\/a><\/h2>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">In Germany, the rule is clear: the larger a company or establishment, the more extensive the employment law obligations. Unlike in many other countries, German labor law directly ties a wide range of statutory requirements to the number of employees\u2014whether relating to dismissal protection, co-determination, or compliance obligations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the specific regulation, the threshold is measured either at the company level (<em>betriebsbezogen<\/em>) or at the corporate level (<em>unternehmensbezogen<\/em>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Maternity protection laws prohibit companies from employing pregnant women six weeks before and eight weeks after childbirth (\u00a73(1); (2) MuSchG applies to companies with at least one employee. For companies with at least ten employees, the Dismissal Protection Act (\u00a7 23 KSchG) is applicable.&nbsp; For companies with at least 15 employees, staff members are entitled to part-time work (company-based; \u00a7 TzBfG) as well as up to six months of care leave (establishment-based; \u00a7 3 PflegeZG).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition, there are numerous other legal requirements, depending on the number of employees. These are staggered and extend to regulations for companies with more than 2,000 employees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Please feel free to contact us for a detailed overview of the most important employment law requirements by employee headcount!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Conclusion: Compliance Starts with Counting<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For international companies\u2014especially from the United States\u2014this density of regulations is often unfamiliar. In Germany, growth does not only mean more staff, but also greater responsibility, stronger co-determination rights, and additional compliance obligations.<\/p>\n\n\n\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/06\/Iris-1024x1024.png\" alt=\"\" class=\"wp-image-15366 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-1536x1536.png 1536w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>     Iris Zank<br><a href=\"mailto:iris.zank@profion.de\">     iris.zank@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-6-color has-text-color has-link-color wp-elements-0057194b6d99954e75b30dc1e42a9aa9\" id=\"3\"><a href=\"#3\"><strong>Communication with Social Insurance Providers: What Employers Need to Know<\/strong><\/a><\/h2>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">In Germany, all employers are legally required to register their employees with social insurance providers. These institutions safeguard essential aspects of life such as health, retirement, and unemployment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even if you are not from Germany or do not speak German fluently, there are straightforward ways to meet these requirements\u2014digitally and often also in English.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The 5 Pillars of Social Insurance<\/strong><br>The German system consists of five key areas:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Health Insurance \u2013 e.g., doctor visits, medication<\/li>\n\n\n\n<li>Long-Term Care Insurance \u2013 e.g., elderly care<\/li>\n\n\n\n<li>Pension Insurance \u2013 e.g., retirement benefits, rehabilitation<\/li>\n\n\n\n<li>Unemployment Insurance \u2013 e.g., support in case of job loss<\/li>\n\n\n\n<li>Accident Insurance \u2013 e.g., workplace accidents, occupational diseases<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Benefits for Employers and Employees<\/strong><br>Social insurance protects both employers and employees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Employers are required to register employees with all five pillars of the system before they begin work, submit regular contribution reports, and notify the authorities of any changes\u2014such as termination or sick leave. In the case of a workplace accident, the relevant trade association (<em>Berufsgenossenschaft<\/em>) must also be informed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While these obligations involve administrative effort, social insurance offers significant advantages. For example, health insurance providers cover financial support during extended sick leave and pay the majority of wage costs during maternity protection. Trade associations additionally provide support in workplace safety and accident prevention.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For employees, social insurance ensures vital protections: medical care, continued wage payments during illness, pension entitlements, unemployment benefits, and accident coverage. This builds trust and stability\u2014within the company as well.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Registration &amp; Contact Options for Employers<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When establishing a company in Germany, various legal requirements and deadlines must be met.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Digital portals are available to help with business registration and communication with social insurance providers. Some providers even offer their services in English, making them accessible for non-German speakers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you would like an overview and more information about these digital tools and multilingual services, please feel free to contact us.&nbsp; We will be happy to support you in working with the social insurance providers to ensure full compliance in Germany \u2013 get in touch!<\/p>\n\n\n\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/06\/Iris-1024x1024.png\" alt=\"\" class=\"wp-image-15366 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-1536x1536.png 1536w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Iris-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>     Iris Zank<br><a href=\"mailto:iris.zank@profion.de\">     iris.zank@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/06\/Alice-1024x1024.png\" alt=\"\" class=\"wp-image-15364 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Alice-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Alice-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Alice-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Alice-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Alice-1536x1536.png 1536w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/06\/Alice-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>     Alice Brem<br><a href=\"mailto:alice.brem@profion.de\">     alice.brem@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-6-color has-text-color has-link-color wp-elements-5a4767a8eef8ff983b06d121b9fc5881\" id=\"4\"><a href=\"#4\"><strong>Closing Creditworthiness Gaps for International Employers in Germany<\/strong><\/a><\/h2>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">When entering the German market, international employers may face challenges due to a lack of local credit history.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even if a company is well-established in its home market with a strong reputation and solid credit rating, this standing is not automatically visible or recognized in Germany. The result: a gap in local creditworthiness, which can also affect HR-related matters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One example is the provision of employee benefits in the area of mobility. Popular benefits such as bike or car leasing are often offered through cost-efficient leasing models. However, these typically require the employer\u2014as the lessee\u2014to demonstrate sufficient creditworthiness.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Especially in the early stages of market entry or when operating with limited local presence, it is therefore crucial for international companies to present their financial strength in a transparent and credible way. In many cases, it is sufficient to provide evidence of international credit standing in the appropriate format to relevant partners, such as leasing providers. Properly prepared and well-placed documentation can often resolve the issue without significant effort.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If this is not sufficient, any remaining gap can be partially or fully closed by an appropriate guarantee, depending on the company\u2019s existing credit rating.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In cooperation with S\u00fcdvers Kreditversicherungsmakler GmbH, Profion supports international employers in demonstrating their creditworthiness in Germany and in selecting suitable guarantee solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For more information, please feel free to contact us.<\/p>\n\n\n\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/09\/SoeS_rund-1024x1024.png\" alt=\"\" class=\"wp-image-16041 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/09\/SoeS_rund-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/09\/SoeS_rund-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/09\/SoeS_rund-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/09\/SoeS_rund-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/09\/SoeS_rund-1536x1536.png 1536w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/09\/SoeS_rund-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>     S\u00f6ren Schulze<br><a href=\"mailto:soeren.schulze@profion.de\">     soeren.schulze@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/04\/CD_rund_2-1024x1024.png\" alt=\"\" class=\"wp-image-14615 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/CD_rund_2-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/CD_rund_2-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/CD_rund_2-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/CD_rund_2-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/CD_rund_2.png 1317w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>     Christina Demmien<br><a href=\"mailto:christina.demmien@profion.de\">     christina.demmien@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-6-color has-text-color has-link-color wp-elements-e9e067d6ff83c3d883c37f832570a543\" id=\"5\"><a href=\"#5\"><strong>Pension Reform in Germany: \u201cM\u00fctterrente\u201d and the Stability Line<\/strong><\/a><\/h2>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Despite the summer recess, the German government has passed a new pension package. Key components include the extension of the so-called <em>Haltelinie<\/em> (stability line) until 2031 and the expansion of the <em>M\u00fctterrente<\/em> (mothers\u2019 pension) within the statutory pension system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <em>Haltelinie<\/em> ensures that the pension level does not fall below 48% (net, relative to the average earnings of all insured persons, not to an individual\u2019s last salary), based on the so-called \u201cstandard pensioner\u201d (<em>Eckrentner<\/em> \u2013 45 years of contributions at the average annual income). The stability line is twofold: not only must the pension level remain above 48%, but the contribution rate must also not exceed 20%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The contribution rate will increase from the current 18.6% to 18.8% in 2027, with an additional 0.2% split between employees and employers. From 2028, it will rise to 20.0%, and gradually to 21.4% by 2040. The extension of the stability line alone is expected to cost \u20ac3.6 billion annually at first, increasing to \u20ac15.1 billion per year by 2040.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another measure is the expansion of the <em>M\u00fctterrente<\/em>: parents will receive three years instead of the previous two and a half years of pension credits for children born before 1992. This is to be implemented by 2028 at the latest, but retroactively effective from 2027. The increase amounts to roughly \u20ac20 more per child per month. The additional costs from this measure are estimated at around \u20ac5 billion annually.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In total, the measures adopted will cost approximately \u20ac5 billion in 2027, rising to \u20ac19.9 billion by 2040.<\/p>\n\n\n\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1024x1024.png\" alt=\"\" class=\"wp-image-14656 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1536x1536.png 1536w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>   Dr. Torsten Reich<br><a href=\"mailto:info@profion.de\">   torsten.reich@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-6-color has-text-color has-link-color wp-elements-6a2cc7358ad1b0c54d326342040935df\" id=\"6\"><a href=\"#6\"><strong>Long-Term Care Insurance Under Pressure<\/strong><\/a><\/h2>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Germany\u2019s statutory long-term care insurance system\u2014chronically in deficit\u2014is once again in the spotlight, facing a dual financing challenge. Not only is its funding insecure, but the benefits it provides are also inadequate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to a recent survey, the average personal contribution for nursing home care in the first year amounts to \u20ac3,000 per month nationwide\u2014exceeding the retirement income of three-quarters of pensioners. At the same time, the system is heading toward a deficit of \u20ac3.5 billion in 2026, which, under current rules, is projected to rise to \u20ac12 billion annually by 2029.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A reform, most likely involving another increase in contribution rates, appears unavoidable.<\/p>\n\n\n\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1024x1024.png\" alt=\"\" class=\"wp-image-14656 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1536x1536.png 1536w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>   Dr. Torsten Reich<br><a href=\"mailto:info@profion.de\">   torsten.reich@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-ast-global-color-6-color has-text-color has-link-color wp-elements-25a6997dffedaa950ace284fe2303d5e\" id=\"7\"><a href=\"#7\"><strong><strong>Restart of the Occupational Pensions Strengthening Act II<\/strong><\/strong><\/a><\/h2>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A draft bill has now been presented for the <em>Betriebsrentenst\u00e4rkungsgesetz II<\/em> (Occupational Pensions Strengthening Act II), which did not make it through the legislative process due to the early end of the previous government. The new draft does not differ significantly from its predecessor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The key measures remain unchanged, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Doubling of severance thresholds<\/strong> for pension entitlements under \u00a7 3 BetrAVG, provided that\u2014with the employee\u2019s consent\u2014the severance amount is paid directly by the employer into the statutory pension scheme.<\/li>\n\n\n\n<li><strong>Indexation of the income threshold<\/strong> for low-income support under \u00a7 100 EStG, set at 3% of the contribution assessment ceiling. However, this provision is now scheduled to take effect later than originally planned, on January 1, 2027.<\/li>\n\n\n\n<li><strong>Early access to occupational pensions<\/strong>, e.g., in cases where a partial statutory pension is drawn, is also postponed and now expected to enter into force on July 1, 2026.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Overall, this legislative initiative offers little promise. It postpones certain measures but does not address the fundamental regulatory reforms needed to strengthen occupational pensions in Germany.<\/p>\n\n\n\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1024x1024.png\" alt=\"\" class=\"wp-image-14656 size-full\" srcset=\"https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1024x1024.png 1024w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-300x300.png 300w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-150x150.png 150w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-768x768.png 768w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-1536x1536.png 1536w, https:\/\/www.profion.de\/wp-content\/uploads\/2025\/04\/Torsten-Reich_rund-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\" style=\"font-size:15px\"><strong>   Dr. Torsten Reich<br><a href=\"mailto:info@profion.de\">   torsten.reich@profion.de<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-ast-global-color-1-color has-text-color has-link-color wp-elements-99d15d64c520ef258aaed67103bf5cb7 wp-block-paragraph\"><strong>Are you missing a topic or would you like to share your feedback with us? <br><\/strong><a href=\"mailto:info@profion.de?subject=Feedback Profion Newsletter\">Let us know!<\/a><strong> <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; Growth with Side Effects: Why Headcount Matters in German Employment Law<br \/>\n&#8211; Communication with Social Insurance Providers: What Employers Need to Know<br \/>\n&#8211; Closing Creditworthiness Gaps for International Employers in Germany<br \/>\n&#8211; Pension Reform in Germany: \u201cM\u00fctterrente\u201d and the Stability Line<br \/>\n&#8211; Long-Term Care Insurance Under Pressure<br \/>\n&#8211; Restart of the Occupational Pensions Strengthening Act II<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[12],"tags":[],"post_folder":[],"class_list":["post-16070","post","type-post","status-publish","format-standard","hentry","category-newsletter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Servus #27 - Profion GmbH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Servus #27 - Profion GmbH\" \/>\n<meta property=\"og:description\" content=\"- Growth with Side Effects: Why Headcount Matters in German Employment Law - Communication with Social Insurance Providers: What Employers Need to Know - Closing Creditworthiness Gaps for International Employers in Germany - Pension Reform in Germany: \u201cM\u00fctterrente\u201d and the Stability Line - Long-Term Care Insurance Under Pressure - Restart of the Occupational Pensions Strengthening Act II\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/\" \/>\n<meta property=\"og:site_name\" content=\"Profion GmbH\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-05T07:59:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-11T07:58:07+00:00\" \/>\n<meta name=\"author\" content=\"jfischer\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jfischer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/\"},\"author\":{\"name\":\"jfischer\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#\\\/schema\\\/person\\\/7b4712451463471db251cb86a4c0901a\"},\"headline\":\"Servus #27\",\"datePublished\":\"2025-09-05T07:59:41+00:00\",\"dateModified\":\"2025-09-11T07:58:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/\"},\"wordCount\":1472,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#organization\"},\"articleSection\":[\"Newsletter\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/\",\"url\":\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/\",\"name\":\"Servus #27 - Profion GmbH\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#website\"},\"datePublished\":\"2025-09-05T07:59:41+00:00\",\"dateModified\":\"2025-09-11T07:58:07+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/newsletter\\\/servus-27\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/www.profion.de\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Servus #27\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.profion.de\\\/en\\\/\",\"name\":\"Profion GmbH\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.profion.de\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#organization\",\"name\":\"Profion GmbH\",\"url\":\"https:\\\/\\\/www.profion.de\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.profion.de\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/logo-02.jpg\",\"contentUrl\":\"https:\\\/\\\/www.profion.de\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/logo-02.jpg\",\"width\":451,\"height\":203,\"caption\":\"Profion GmbH\"},\"image\":{\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.profion.de\\\/en\\\/#\\\/schema\\\/person\\\/7b4712451463471db251cb86a4c0901a\",\"name\":\"jfischer\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8d99bd620d30f227dca37b14b9593653a4849fdb1af26344e36ebf76cad6a9e8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8d99bd620d30f227dca37b14b9593653a4849fdb1af26344e36ebf76cad6a9e8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8d99bd620d30f227dca37b14b9593653a4849fdb1af26344e36ebf76cad6a9e8?s=96&d=mm&r=g\",\"caption\":\"jfischer\"},\"url\":\"https:\\\/\\\/www.profion.de\\\/en\\\/blog\\\/author\\\/jfischer\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Servus #27 - Profion GmbH","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/","og_locale":"en_US","og_type":"article","og_title":"Servus #27 - Profion GmbH","og_description":"- Growth with Side Effects: Why Headcount Matters in German Employment Law - Communication with Social Insurance Providers: What Employers Need to Know - Closing Creditworthiness Gaps for International Employers in Germany - Pension Reform in Germany: \u201cM\u00fctterrente\u201d and the Stability Line - Long-Term Care Insurance Under Pressure - Restart of the Occupational Pensions Strengthening Act II","og_url":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/","og_site_name":"Profion GmbH","article_published_time":"2025-09-05T07:59:41+00:00","article_modified_time":"2025-09-11T07:58:07+00:00","author":"jfischer","twitter_card":"summary_large_image","twitter_misc":{"Written by":"jfischer","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/#article","isPartOf":{"@id":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/"},"author":{"name":"jfischer","@id":"https:\/\/www.profion.de\/en\/#\/schema\/person\/7b4712451463471db251cb86a4c0901a"},"headline":"Servus #27","datePublished":"2025-09-05T07:59:41+00:00","dateModified":"2025-09-11T07:58:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/"},"wordCount":1472,"commentCount":0,"publisher":{"@id":"https:\/\/www.profion.de\/en\/#organization"},"articleSection":["Newsletter"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.profion.de\/en\/newsletter\/servus-27\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/","url":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/","name":"Servus #27 - Profion GmbH","isPartOf":{"@id":"https:\/\/www.profion.de\/en\/#website"},"datePublished":"2025-09-05T07:59:41+00:00","dateModified":"2025-09-11T07:58:07+00:00","breadcrumb":{"@id":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.profion.de\/en\/newsletter\/servus-27\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.profion.de\/en\/newsletter\/servus-27\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/www.profion.de\/en\/"},{"@type":"ListItem","position":2,"name":"Servus #27"}]},{"@type":"WebSite","@id":"https:\/\/www.profion.de\/en\/#website","url":"https:\/\/www.profion.de\/en\/","name":"Profion GmbH","description":"","publisher":{"@id":"https:\/\/www.profion.de\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.profion.de\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.profion.de\/en\/#organization","name":"Profion GmbH","url":"https:\/\/www.profion.de\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.profion.de\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.profion.de\/wp-content\/uploads\/2022\/02\/logo-02.jpg","contentUrl":"https:\/\/www.profion.de\/wp-content\/uploads\/2022\/02\/logo-02.jpg","width":451,"height":203,"caption":"Profion GmbH"},"image":{"@id":"https:\/\/www.profion.de\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.profion.de\/en\/#\/schema\/person\/7b4712451463471db251cb86a4c0901a","name":"jfischer","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/8d99bd620d30f227dca37b14b9593653a4849fdb1af26344e36ebf76cad6a9e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8d99bd620d30f227dca37b14b9593653a4849fdb1af26344e36ebf76cad6a9e8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8d99bd620d30f227dca37b14b9593653a4849fdb1af26344e36ebf76cad6a9e8?s=96&d=mm&r=g","caption":"jfischer"},"url":"https:\/\/www.profion.de\/en\/blog\/author\/jfischer\/"}]}},"_links":{"self":[{"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/posts\/16070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/comments?post=16070"}],"version-history":[{"count":5,"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/posts\/16070\/revisions"}],"predecessor-version":[{"id":16174,"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/posts\/16070\/revisions\/16174"}],"wp:attachment":[{"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/media?parent=16070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/categories?post=16070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/tags?post=16070"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/www.profion.de\/en\/wp-json\/wp\/v2\/post_folder?post=16070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}